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Personal VPNs are intended for individuals who want a secure connection online. A site-to-site VPN connects two or more private intranets at different sites. This is used by larger organizations or businesses so that employees can access the same private network and information regardless of the city or country they’re in. This type of VPN is difficult to set up and maintain, and the configuration of networks at all sites is necessary. Site-to-site VPNs don’t work for an employee at home or in a coffee shop, because the company has no control over these networks - a remote access VPN is needed for this. A remote access VPN lets employees connect to a remote network securely using dedicated software. The employee’s "host" computer needs a client application to set up the connection. With this type of setup, you can work from anywhere and it gives you the same level of security as if you were on-site. A personal VPN, or consumer-grade VPN, is for individuals.

This includes emails from unknown senders, spelling and grammatical errors in the subject line and body, and requests for personal information. Never click on links or download attachments in emails unless you’re 100% sure it’s from someone you trust. Never provide personal information or reply to spam emails. Endless marketing newsletters and advertisements can quickly become annoying. If these come from legitimate companies that you signed up for (perhaps when making a purchase in the past), you can easily unsubscribe to prevent future emails and free up your inbox. Unsubscribe from legitimate mailing list subscriptions by going to the company’s website (rather than clicking on the "unsubscribe" button at the bottom of the email). This protects you from fraudulent phishing emails that may contain malicious and "https://Pipewiki.org/app/index.php/What_May_Comcast_Email_Spam_Filter_Do_To_Make_You_Swap fake "unsubscribe" links. If it’s a spam email (and you don’t recognize the sender), you’re better off reporting it as spam and deleting the email. This is because any interaction you have with the spammer will let them know that you’re a prospect with an active email account.

The average cost of a flood insurance policy is about $939 a year, but premiums vary depending on your property's flood risk. Floods, hurricanes and seasonal rainfall can wreak havoc if you aren’t prepared and properly insured. You need more than some fresh batteries and bottled water. You need flood insurance. Homeowners insurance typically covers damage that comes from the top down - such as rain and wind damage - but it doesn't cover rising water and flooding. Hurricane Idalia was the latest major storm to batter Florida and other East Coast states and cities. Idalia made a historic landfall in Florida's Big Bend - no major hurricanes have been tracked in Apalachee Bay since records starting being kept in 1851. Preliminary estimates of the damage put it between $9.3 billion, according to UBS, and $20 billion, according to AccuWeather. Storms like Idalia strain insurers that are expected to face claims for billions of dollars. This adds to a challenging year for the insurance industry that could result in higher premiums for customers.

These new risk assessments have now been factored into premium costs. Those with the greatest risk will see the largest increases. FEMA provides a breakdown of how Risk Rating 2.0 impacted premiums. You can view information about your state, county or zip code. What are the flood insurance policy limits? What does it cover? Flood insurance can be inexpensive for low-risk areas. For low-risk homes with a maximum coverage of $250,000 for the dwelling and $100,000 for possessions, the premiums are $436 per year and slightly higher if you have a basement. You'll also pay a new surcharge of $25 for primary residences, or $250 for nonresidential property and second homes. Similar coverage can cost more than $2,500 in a high-risk area. If you’re a renter, the NFIP offers affordable flood insurance to protect your possessions in the event of a flood. There is a maximum coverage of $100,000 for contents-only coverage.

The Wilmington project examined ways to protect regional water and sewer infrastructure after a vulnerability assessment revealed that future sea level rise would likely inundate wastewater treatment facilities, pump stations, manholes, and other facilities. The EPA and FEMA assistance identified land use and infrastructure strategies that could reduce vulnerability, including design solutions such as using green infrastructure to reduce the amount of stormwater that enters or inundates wastewater infrastructure, engineering approaches such as elevating a facility, and land use options such as preserving undeveloped areas that are vulnerable to future flooding. The New Bern project looked at options for using green infrastructure to manage stormwater, reduce flooding risk, and improve water quality in the Gateway District, a historic African-American neighborhood next to downtown. This neighborhood floods regularly because of its ineffective stormwater conveyance system and topography. Parts of the neighborhood are only 1 to 2 feet above sea level. With EPA and FEMA’s assistance, the city explored how green infrastructure could help improve stormwater conveyance and reduce ponding on streets and in yards.